Give the flexibility to manage finances, at any place and any time
Delivering a superior experience on digital channels has now become a differentiator for banks worldwide.
Having a single digital banking solution that services all devices thereby reducing maintenance and development costs is critical. What banks need is a solution that is secure, offering a consistent experience across channels and devices while it also provides insights needed for intelligent decision-making.
TCS BaNCS Digital is an enterprise wide solution that enables your bank to give your customers the flexibility and convenience of managing their finances anywhere. The solution is easily deployable and scalable and caters to retail and corporate banking (focused on small and medium businesses (SMBs)), securities trading and wealth management. The solution includes a host of consumer and enterprise apps, and is based on a hybrid architecture and responsive web design and integrates social media and real-time analytics.
Enhancing customer experience with TCS BaNCS Digital
To support your bank in its digital transformation, TCS BaNCS offers you components covering:
- Retail Banking
- Digital Account Opening
- Small and Medium Businesses (SMBs)
- Build Your Own App
- Analytics and Insights for Enterprises.
With TCS BaNCS Digital, you can gain the following benefits:
- Consistent and Integrated Digital Strategy – the solution’s channel agnostic customer experience ensures that customers can commence, continue and complete transactions across channels
- Superior Customer Engagement – offers multiple user experiences for target customer segments that can be optimized for different devices, through responsive and adaptive design
- Compatible with Third-Party Applications – integrates with TCS BaNCS for Core Banking and third-party solutions, and is compatible with multiple protocols and services
- Support for Banking Operations – offers remote check deposits, real-time transfers and payments, and enables origination of products and services for existing and new customers
- Cash Management – Optimizing cash quickly and efficiently
- Compliance – Build strength in compliance
- Core Banking – Scale new heights in banking
- FATCA Compliance – Ensure compliance with an intelligent and configurable solution
- Global Risk Management – Get an enterprise view of risk and manage it efficiently
- Islamic Banking – Islamic and conventional banking on a single instance
- Origination – Add speed and efficiency to loan management
- Payments – Speed up efficiency in payments
- Reconciliations – Streamlined, end-to-end reconciliations
- Retail Banking – Rapid time to market for your solutions
- Service Integrator – The financially aware middleware
- Treasury – STeP up treasury operations
- Universal Banking – Achieve high levels of automation and accuracy in banking
- Wealth Management – Enable greater transparency in wealth management, faster