Beijing, China

We selected TCS BaNCS scalable core banking system due to its advanced open architecture and ability to reduce total cost of ownership

– Shanghai Rural Commercial Bank(SRCB)


Business Solution

Stay compliant, proactively

In the face of ever-changing global regulations, how can firms comply and avoid penalties, sanctions, and serious damage to reputation? The need of the hour is a comprehensive technology solution that can predict risk scenarios and protect firms from future losses.

The Compliance solution from TCS BaNCS is a proactive, web-based, enterprise-wide solution for monitoring money-laundering activities across various business lines such as retail banking, corporate banking, investment banking, cards and insurance.

The TCS BaNCS advantage

Our solution is unique because it:

    • Complies with all Anti-Money Laundering (AML) regulation requirements across the globe to help banks in any geography
    • Is a highly configurable and intelligent solution with in-built detection mechanisms which can track and sift out fraudulent transactions with clinical accuracy
    • Uses artificial intelligence for character profiling, which is then used to detect anomalies from the expected behavior of the customer


Get a holistic, enterprise-wide view of customers

The Compliance solution has the following features and benefits:

    • Watch-list scanning
    • KYC/customer due diligence
    • Customer profiling
    • Configuration of business monitors (rules) and administrative roles
    • Transaction monitoring
    • Alert generation
    • Alert investigation
    • Regulatory and ad-hoc report generation

Enterprise-wide compliance – Single, enterprise-wide, holistic view of the customer to ensure compliance with BSA, USA Patriot Act, FATCA, BASEL III, etc.

Advanced watch-list scanning – Complex algorithms to handle spelling variations, aliases, phonetic variation and alternate names scan customers and payments for suspicious or fraudulent activity.

Intuitive customer monitoring – Clustering algorithms group customers together, analyze their financial DNA and detect unusual transactional behavior.

Risk-based profiling – Advanced tools like link detection, statistical modeling, and transaction tracing assess the risks associated with new and existing customers.

To know more about this solution, download the Compliance brochure or  write to us at

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